If you have been receiving debt collection calls from Associated Recovery Systems, you could have a case for creditor harassment if their conduct violates the Fair Debt Collection Practices Act (FDCPA). Associated Recovery Systems collects debts and mortgage debts for other creditors. If Associated Recovery Systems calls you or sends you a monthly statement in an attempt to collect the debt, their conduct is governed by the Fair Debt Collection Practices Act and the Florida Consumer Collection Practices Act (FCCPA).
Once you hire an attorney for representation regarding your debt owed to and collected by Associated Recovery Systems and provide Associated Recovery Systems your attorney contact information, Associated Recovery Systems sis no longer allowed to contact you in an attempt to collect the debt. Associated Recovery Systems sis prohibited from calling you in an attempt to collect the debt. Associated Recovery Systems is prohibited from sending you monthly statements in an attempt to collect the debt. Associated Recovery Systems also cannot call your cellular telephone using an automatic telephone dialing system once you have told them you have hired an attorney or plan on filing bankruptcy. The automatically dialed telephone calls, called "robo-calls", invade your privacy and could violate the Telephone Consumer Protection Act (TCPA). The TCPA provides for $500.00 damages per call placed in violation of the TCPA and up to $1,500.00 per call if the call was knowingly made in violation of the TCPA. These auto-dialed cases can be very valuable to you if you take good notes on calls and let your creditor, Associated Recovery Systems, know that you have hired an attorney for representation and provide that attorney contact information.
To revoke any consent Associated Recovery Systems or its affiliated entities have to contact you in an attempt to collect any debt owed to them, including revoking consent to use an automatic telephone dialing system to call your cellular telephone, please either:
- Tell them you have hired the attorneys at LeavenLaw to represent you, give them our contact information and then use the LD&B Communications Log to capture information regarding continued unlawful debt collection calls;
- Send them a Cease & Desist Letter; or
- Follow the instructions below to revoke consent with the above creditor via their website or telephone.
Associated Recovery Systems
PH: (303) 795-2433
FAX: (303) 795-1796